Storm Damage & Insurance Claims FAQs

Keeping Your Home Safe and Secure in Pittsburgh, PA

When a storm strikes your Pittsburgh home, it is vital that you have your home checked for any damage. If you suspect that your siding, roofing, windows, or doors have become damaged during a storm, you need to call experts to have them inspected and replaced. Our team of home restoration experts at Forest Knoll Construction can help you ensure that your home is safe and sound, even after a big storm. Our team is here to answer some of the commonly asked storm damage and insurance claim questions. In Pittsburgh, PA, we have got you and your home covered, no matter what the weather brings.

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Our roofing contractors will inspect your home to determine if the damage was caused by a storm, and then we will help you file an insurance claim. In order to know whether or not your insurance covers roof damages and replacements, you will need to contact them directly. Typically, your company will then send an insurance adjuster to assess the damage to determine how much your insurance will cover.

There are two main types of insurance policies that cover roof damage. The first is an actual cash value (ACV) policy. Annually for ten years, your roof depreciates in value. If the damage occurs during this ten-year period, you will be sent a check for the depreciated value. The other type is a replacement cost (RC) policy, which is a policy that says the insurance provider will cover the total cost of a roof replacement. For both policies, there is usually a deductible involved that you will have to pay. You will need to reach out to your insurance company to determine what type of insurance policy you have.

You can challenge a roofing or siding claim denial if you feel it is necessary. You can do this by hiring a public homeowners insurance adjuster to inspect your roof and file a statement on your behalf. You can also hire an attorney who can file a claim or lawsuit against your insurance company. These options do not guarantee that your insurance company will change its decision, but it does give you a second chance.

Restore Your Home Today

When it comes to roof, siding, window, or door damage, it is necessary that you have experts on your side who are capable of reliable restoration and replacement. Our team has decades of experience serving the residents of Pittsburgh, PA. We provide excellent services at affordable prices so that you can get the replacement you need when you need them most. If you suspect that there is damage to your home, it is important that you do not wait to have your home inspected. We are prepared to evaluate any damage and provide you with a free estimate on the necessary services. Reach out to us today to restore your home to safety.

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412-932-3095